transformative business & financial strategy
heather schwarm
the expertise you want
the flexibility you need
Fractional CFO Services
Invest in what matters most
My goal is to help you allocate more of your time and resources to what matters most: the people you serve and impact. To give you the ability to invest in outcomes, not overhead. That's why I provide the expertise you want to grow and scale your organization with the financial and operational flexibility you need.
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Heather Schwarm is a finance and risk management executive who has spent almost three decades in the financial industry, holding leadership positions in world class organizations.
Heather is passionate about sharing her expertise to help smaller to mid-sized companies reach their full potential. By providing insights into transformative financial and business strategies, she helps businesses optimize financial performance, improve operational efficiencies, and create corporate alignment in order to build a solid and sustainable foundation upon which they can grow and thrive.
Having lived and worked in Hawaii, New York, California and various countries in Asia and Europe, she has a broad and unique perspective and experience base.
Heather also works closely with women leaders as an executive coach to promote their empowerment, elevation and financial education.
Meet Heather
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I bring almost three decades of expertise and experience obtained in industry leading financial organizations to help you improve your bank's overall performance.
I specialize in structuring robust business planning frameworks, financial planning & analysis practices, financial reporting, risk management strategies, and streamlining operating procedures to ensure you optimize performance while managing risk.
I work closely with credit unions and banks with assets of $10 billion or less to implement best practices and develop talent at the caliber of much larger institutions at a fraction of the cost.
Financial Institutions
As a non-profit organization, you serve many masters, having to constantly balance your resources in order to accommodate all of your stakeholders.
I help non-profits to invest more in what's important: the people and communities they serve.
By implementing financial and business best practices, I help you streamline your operations, optimize program delivery, communicate with your constituents, and improve your financial planning and reporting processes. All of which translate into a leaner, more efficient organization. Translation: more money to support your mission, not your overhead!
Non-Profit orgnaizations
With growth comes new and different opportunities and challenges. I help small to mid-sized companies adapt at each stage of growth, providing financial and business expertise tailored specifically to your changing organizational needs.
My goal is to help your reach your peak performance potential by enabling you to focus on growth and your customers, instead of the back-office.
Two of my favorite words are systematic and repeatable. By creating systems, processes and procedures that facilitate decision making, company communication, and seamless operations, I set you up for scalable, sustainable financial and business success.
small & mid-sized
Companies
who I serve
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My model is simple. I provide clients with financial & business expertise tailored to their specific needs through a flexible and value-driven model. I become a trusted member of your team, but on a fractional basis, delivering the expertise you want at the price point you need. As little as 5 hours per week, or as much as 40 per month, you decide. And, once our mission is accomplished and your team has been trained, you can reallocate your resources to their highest and best use! No long term contracts. No fully loaded employee costs. Simple.
what I do
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